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Cover&Protect · Toronto, Ontario

Super Visa & Visitor Insurance, Made Simple

Bringing your parents or grandparents to Canada? We compare Canada's trusted insurers to find you the right coverage at the best price — and make sure it meets every Super Visa rule.

FSRA Licensed #10112782 Independent — we compare, you save Free & no obligation PIPEDA compliant
What your policy must include

The 4 rules a Super Visa policy has to meet

To approve a Super Visa, Immigration Canada (IRCC) requires medical insurance that ticks all four boxes. Buy a plan that misses one and the visa can be refused — so this is the first thing we check for you.

At least $100,000 coverage

Minimum emergency medical coverage required. More is available if you'd like extra protection.

Valid for 1 full year

The policy must cover a minimum of 365 days from the date your family member arrives.

From an approved insurer

Must be a Canadian insurance company (or an IRCC-approved provider) — every insurer we use qualifies.

Emergency care, hospital & repatriation

Covers emergency healthcare, hospitalization, and return home if needed.

What it typically costs

A realistic idea of the price

Super Visa insurance is priced mainly by the applicant's age, plus the coverage amount, deductible, and health. Here's a typical range for the $100,000 minimum on a healthy applicant — your exact quote is free and takes minutes.

Applicant ageTypical monthlyTypical yearly (1 yr, $100k)
40–54$50–$95$600–$1,150
55–64$75–$130$900–$1,550
65–69$90–$170$1,100–$2,050
70–74$125–$235$1,500–$2,800
75–79$185–$400$2,200–$4,800
Estimates only, for general guidance (2026). Actual premiums vary by insurer, coverage amount, deductible, length of stay, and medical history. Ask us for a free, exact quote — no commitment. See our detailed Super Visa insurance cost guide or try the cost calculator.
Working with us

How we help you pay less — without losing protection

As an independent advisor, we're not tied to one company. We shop your details across several insurers and use the right settings to bring the price down while keeping your family properly covered.

We compare, so you don't overpay

One set of details, quoted across multiple trusted insurers — you see the best value, not just one company's price.

Choose a deductible that fits

Comfortable covering the first small portion of a claim yourself? A higher deductible can noticeably lower your premium.

Pay monthly if it's easier

Many plans let you spread the cost over the year instead of paying it all up front — helpful when you're settling in.

The right fit for health & budget

Stable pre-existing conditions can usually be covered. We match you to the plan that fits your situation and your budget.

We compare coverage from Canada's leading travel & visitor insurers, including:

Manulife TuGo 21st Century GMS Travelance MSH International & more
Product availability, eligibility, pricing and policy wording are subject to each insurer.
Common questions

Super Visa insurance FAQ

What must a Super Visa insurance policy include?

At least $100,000 in emergency medical coverage, valid for a minimum of 365 days, from a Canadian (or IRCC-approved) insurer, covering emergency healthcare, hospitalization and repatriation. Miss any one and the visa can be refused — so it's the first thing we check.

How much does Super Visa insurance cost?

Mainly by age, plus coverage amount, deductible and health. As a 2026 guide for the $100,000 minimum on a healthy applicant: roughly $900–$1,550/year at 55–64, $1,100–$2,050 at 65–69, and $2,200–$4,800 at 75–79. A free exact quote takes minutes.

How do you help me pay less?

We compare several trusted insurers with one set of details, choose a deductible that fits, offer monthly payment where available, and match you to the right plan for your health and budget — the lowest compliant price without losing protection.

Can someone with pre-existing conditions be covered?

Usually yes. Stable pre-existing conditions can typically be covered, provided they haven't changed during the insurer's required stability period before the policy starts. We match you to the plan that fits best.

Get Your Free Quote Today

Tell us who's visiting and their age — we'll compare the top insurers and send you the best options. No pressure, no obligation, and we'll make sure it meets every Super Visa requirement.

Or email contact@coverandprotect.ca · Serving Toronto, the GTA & all of Ontario