Parents and relatives visiting Canada
Coverage for family members visiting for weeks or months, including options for older travellers.
Visitors to Canada insurance
Emergency medical insurance for visitors to Canada
Protect parents, relatives, tourists, new immigrants waiting for coverage, and returning Canadians with visitor insurance options explained by Cover & Protect.
CanadaVisitors, relatives and newcomers
FreeNo-obligation quote review
OnlineSecure TruStone links available
Who this coverage is for
Visitor insurance helps reduce the financial risk of unexpected medical emergencies while someone is in Canada.
Tourists and temporary residents
Emergency medical coverage for people visiting Canada who are not covered by provincial health insurance.
Newcomers waiting for coverage
Protection during the waiting period before provincial health coverage starts, where applicable.
Why it matters: OHIP won't cover your visitor
Visitors aren't covered by provincial health insurance, and Ontario hospitals bill non-residents directly. See the full OHIP & visitors guide.
Serving visitors and families across Ontario
Cover & Protect helps sponsors, relatives and visitors compare insurance options by phone, email and online.
Toronto
Mississauga
Brampton
Vaughan
Markham
Richmond Hill
Scarborough
Etobicoke
North York
Oakville
All Ontario
Simple visitor quote process
The best visitor insurance option depends on age, stay length, medical history, coverage amount and deductible preference.
Send the visitor details
Age, arrival date, length of stay and any pre-existing condition notes.
Compare suitable options
Cover & Protect reviews visitor insurance options based on your situation.
Choose guided or online
Ask for help first or use the secure TruStone online links when you know which option fits.
Visitor insurance questions
Is visitor insurance required?
It depends on the visitor’s status and purpose, but emergency medical coverage is strongly recommended because visitors are not covered by provincial health insurance — see our guide Does OHIP cover visitors to Canada?
Can visitors with pre-existing conditions apply?
Often yes. The right option depends on the condition, stability period, age and insurer rules. Ask Cover & Protect if you are not sure.
How much coverage should we choose?
Families often compare different coverage amounts and deductibles. The right balance depends on risk comfort, visitor age, travel dates and budget.
Can I apply online?
Yes. Secure TruStone Health online links are available above. If you are unsure which one fits, request a quote or call before applying.
Need visitor coverage before arrival?
Send the visitor details and Cover & Protect will help compare suitable options before you buy.