Compare Super Visa, travel, health, life insurance, and group benefits from 10+ Canadian insurers. Get clear, licensed advice for families and businesses across Toronto, the GTA, and Ontario.
Independent advice across all major product lines — we find the right fit, not the easiest sale.
Emergency medical, trip cancellation, multi-trip annual plans, and snowbird coverage. Whether you're heading south for winter or backpacking abroad — we've got you covered.
Dental, vision, prescription drugs, and paramedical coverage for individuals, self-employed professionals, and families not covered by an employer plan.
Affordable group benefit plans for small and mid-size businesses. Attract and retain talent with health, dental, disability, and life coverage your team actually values.
Term and permanent life insurance designed around your family's financial future. We compare rates across carriers to find your best option.
Lump-sum coverage triggered by a diagnosis of cancer, heart attack, stroke, and 25+ other conditions. Financial protection when you need it most.
Income replacement if illness or injury prevents you from working. Especially critical for self-employed professionals and business owners without employer coverage.
Tell us what you're looking for and we'll compare options across our insurer network — no obligation, no pressure.
Most quotes delivered within 24 hours of your request.
We're not tied to one insurer — we shop the market for your best option.
We explain what you're buying in clear terms — no insurance jargon.
FSRA licensed and regulated. Your interests are always protected.
As an independent advisor, I'm contracted with all major insurers — giving you unbiased access to the widest range of products and pricing.
Verified Google reviews from clients who count on Cover & Protect for life, critical illness, travel, and group benefits coverage.
Sertac has become our family's go-to insurance advisor. He set me up with permanent life insurance on a 20-year pay plan with guaranteed cash value, added participating coverage, and made sure my children are protected with critical illness insurance too. He even handles our travel insurance whenever we leave the country. One trusted advisor for everything — knowledgeable, patient, and always honest. Highly recommend.
As parents of two young kids, my wife and I knew we needed life insurance but felt overwhelmed by the options. Sertac made it simple — he listened to our situation, explained term vs permanent in plain language, and found us coverage that protects our children's future without stretching our budget. No pressure, just genuine care. Highly recommend to any young family.
Excellent financial advisor! Knowledgeable, responsive, and trustworthy. Sertac always provides clear advice and takes the time to explain options. I truly appreciate the support and guidance he has provided.
I worked with him for my parents' insurance to travel in Canada. He was helpful all the way through the process.
As a small business owner, I was concerned about the cost and complexity of setting up a group benefits plan. Sertac walked me through every option clearly and built a plan that fit my team and my budget.
Sertac is an excellent financial advisor. Someone reliable and trustworthy!
Whether you have a quick question or want to review your existing plan, I'm here to help. No sales pressure — just clear, honest advice.
