Attract and retain great employees with an affordable group benefits plan. We design customized health, dental, disability, and life packages for Ontario businesses of all sizes — starting with as few as 2 employees.
In today's competitive job market, benefits are often the deciding factor. A solid group plan makes your offer stand out against larger employers.
Employees with benefits are significantly less likely to leave. Reducing turnover saves thousands in recruiting and training costs every year.
Group benefit premiums are a deductible business expense. Employees also receive most benefits tax-free — a win for both sides of the payroll.
Workers with dental and drug coverage seek preventive care earlier, reducing sick days and improving overall productivity across your team.
Even small businesses can offer Fortune 500-level benefits. Group purchasing power means your team gets better coverage than buying individual plans.
Modern group plans come with online portals and digital claims. Minimal paperwork for you as the employer — maximum value for your team.
Entry-level group coverage for small teams of 2–10 employees. Core benefits that make a real difference without straining your budget.
The sweet spot for growing businesses of 5–50 employees. Comprehensive coverage that keeps your team happy and healthy year-round.
Full-suite group benefits for established businesses competing for senior talent. Maximum coverage, maximum employee satisfaction.
Business owners without employees can still access group-style benefits through incorporation. Optimize your personal health coverage as a tax-deductible business expense.
Specially structured for construction, trades, and labour-intensive businesses with mixed employee and subcontractor workforces.
For professional associations, unions, or businesses with unique workforce structures. Fully customized benefit design around your needs.
We learn about your business, team size, and benefit goals — no obligation.
We shop your plan across all major carriers and present the best 2–3 options.
We customize coverage levels, waiting periods, and contribution splits to fit your budget.
We handle the paperwork and onboard your employees — typically live within 2–4 weeks.
Independent access to all major group benefit insurers — we find the best fit for your team size and industry.
Tell us about your business and we'll compare group benefit options from our full carrier panel — typically delivered within 48 hours.
Most insurers require a minimum of 2 eligible full-time employees to set up a group benefits plan. Some insurers will consider plans for businesses with as few as 1 employee if the owner has at least 1 arm's-length employee. We work with all major group benefit providers and can find options for very small businesses.
Yes. Group benefit premiums paid by an employer are a fully deductible business expense in Canada. Most employee benefits are also received tax-free by employees, making group benefits one of the most tax-efficient forms of employee compensation available to small businesses.
Typically 2-4 weeks from quote approval to employee enrollment. The process includes employer application, insurer underwriting, plan design confirmation, employee enrollment forms, and plan activation. We handle all the paperwork and coordinate with the insurer on your behalf.
Yes. Group benefit plans for small businesses in Toronto start as low as $150-200 per month for a team of 2-3 employees. The cost is tax deductible, and having benefits helps attract and retain staff — often saving money on recruitment and turnover costs in the long run.
